The Standard policy from GeoVera offers
a competitively priced alternative for those customers interested
primarily in protecting their dwelling. The policy includes
limited coverage for additional living expenses and personal
property. The Standard policy also provides for a single limit
of protection (up to $1,000,000 available) for the dwelling
as a result of damage caused by an earthquake.
Standard protection also provides coverage
for:
Contents
Maximum of $5,000
Loss of Use
Maximum of $1,500
The Standard policy comes with a 15% deductible.
Our products also include the following important coverages
at no additional cost:
Debris Removal
GeoVera pays the reasonable expense
for removal of debris of covered property after a loss.
Building Code Upgrade
GeoVera pays up to $10,000 for costs
associated with bringing the dwelling up to current building codes
if the dwelling was in pre-quake code compliance before the loss.
Engineering & Demolition Costs
GeoVera pays the structural engineering
costs to determine the habitability of your home, or the actual cost
of demolition due to structural condemnation. Payment is 5% of the
policy limit.
Loss Assessment
GeoVera pays up to 20% of the policy limit for assessment by the
homeowner's association for earthquake damage to covered community-owned
dwelling property.
Download a sample copy of the GeoVera Standard Policy:
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